Gold Loan
Fast liquidity backed by gold ornaments with minimal documentation and prompt turnaround.
Key Highlights
About This Loan
A Gold Loan provides quick, hassle-free liquidity by pledging gold jewellery or ornaments with certified lenders. It is one of the quickest forms of secured borrowing, requiring minimal paperwork and having lenient credit score restrictions since the gold collateral acts as primary security.
Shri Ram India Finance connects you with trusted banks and registered financial institutions ensuring safe custodial vault storage and transparent purity appraisal.
Key Features
Eligibility Criteria
Final eligibility parameters are evaluated by individual lenders based on credit bureau reports and repayment capacity.
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Age: 18 years and above
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Applicant must be the rightful owner of the pledged gold ornaments
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Gold purity should typically be 18 to 22 carats or above
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Valid basic KYC identification documents
Documents Required
Benefits of Applying With Us
Who Can Apply?
Anyone owning gold jewellery requiring short-term liquidity for urgent personal, agricultural, or business contingencies.
Gold Loan FAQs
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