Deepak Kumar (Senior Advisor) 9410928747 Mon - Sun: 9:00 AM - 8:00 PM
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Deepak Kumar
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9410928747

deepakkumar@shriramindiafinance.com

Loan Assistance

Two Wheeler Loan

Affordable and quick financing for purchasing daily commute bikes, scooters, and electric two-wheelers.

View Eligibility Criteria
Key Highlights
Starting Interest Rate 11.00% p.a. Rates depend on vehicle brand, down payment amount, and applicant profile.
Loan Tenure 12 to 48 Months
Loan Amount Range ₹30,000 to ₹3 Lakhs (up to 95% funding)

About This Loan

Whether you need a reliable scooter for daily office commutes, a fuel-efficient commuter bike, or the latest eco-friendly electric two-wheeler (EV), a Two Wheeler Loan makes vehicle ownership effortless without denting your monthly budget.

Shri Ram India Finance guides applicants on down payments, interest calculations, insurance inclusions, and fast digital loan sanctions.

Key Features

High funding up to 90% to 95% of on-road vehicle cost
Low down payment schemes available with major lenders
Special incentives and subsidies supported for Electric Vehicles (EVs)
Quick digital approval and streamlined showroom delivery
Customizable EMI tenures between 1 to 4 years

Eligibility Criteria

Final eligibility parameters are evaluated by individual lenders based on credit bureau reports and repayment capacity.

  • Age: 18 to 65 years
  • Salaried with minimum 6 months employment, or self-employed with stable earnings
  • Minimum monthly income ₹12,000+
  • Valid Driving License or learner license, and KYC proofs

Documents Required

Keep these documents ready to ensure quick verification and smooth coordination with lending partners.
Identity Proof: Aadhaar Card, PAN Card, or Voter ID
Current Residential Address Proof
Bank statements of past 3 months
Dealership proforma invoice of the chosen two-wheeler
Recent passport size photos

Benefits of Applying With Us

Attain immediate personal mobility with negligible upfront cash outflow
Flexible repayment structures tailored to small monthly budgets
Helps first-time borrowers build a positive CIBIL credit score
Prompt assistance and coordination with authorized two-wheeler dealerships

Who Can Apply?

College graduates, gig workers, office commuters, and business executives seeking cost-effective personal transit.

Two Wheeler Loan FAQs

Yes, electric two-wheelers (EVs) are actively financed by partner banks and NBFCs, often with promotional interest rates.

Yes, two-wheeler loans are frequently extended to first-time borrowers with steady income proof, acting as a great way to start building a credit history.
Dedicated Support

Apply for Two Wheeler Loan

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Deepak Kumar

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Call 9410928747

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Looking for Two Wheeler Loan?

Share your requirement with us and our team will contact you to explain eligibility and partner options.